The Budget Planner! Manage your Financials!

The Budget Planner will help you calculate and manage your expenses by controling your spending, but before doing so, you need to be aware of your how much money you spend and how much money you save, below is a calculator which will help you do just that, please note that:

• Enter whole dollar amounts (no cents), Example: Enter 500 instead of 500.00
• Do not use commas in values of $1000 or more. Example: Enter 25000 and not 25,000

	Income
Monthly Gross Earnings
Taxes (28% for average)
Monthly net income
Expenses
Housing Housing Includes mortgage, rent, contributions ...		Grocery Items Grocery Items Includes food, drinks, shampoo, household supplies
Utilities Utilities Includes gas, water, electric, phone, cable, internet, etc.		Health Club
Medical Expenses Medical Expenses include medical insurance, medicine, doctor visits...		Clothing
Student Loans Student Loans include loans paid to universities and colleges ...		Credit Cards Credit Cards include all credit card debts
Misc. Expenses Misc. Expenses Includes child care, medical bills, prescriptions, haircuts, dry cleaning		Entertainment
Transportation ExpensesTransportation Expenses Includes car payment, gas, repairs, license, insurance, bus or taxi fare		Child Care
		Monthly expenses
		Annual expenses
Results
Monthly net income		Monthly discretionary income
Subtract monthly expenses		Annual discretionary income

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Below is a page where you can write down a list of expenses and spending, that way you will be able to write down other expensese that were not mentioned in the above budget planner. You can also check our Debt Consolidation page.

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